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Personal Auto Policy vs Business Auto Policy
* Personal * * Business *
  • Sufficient coverage limits can be obtained
  • No employees will be driving the vehicle for business purposes
  • Business is owned as a sole proprietor
  • Only one vehicle on policy identified for artisan use
  • Coverage of any type of ownership classification, including partnerships and corporations
  • Protection for any employee to drive the vehicle
  • Coverage for pick-up or delivery of goods or people
  • Higher coverage limits than personal policy
  • Coverage for permanently attached equipment
  • Non-Owned or employee-owned autos used in business

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