To protect yourself against financial loss from damage to your vehicle you will need to secure comprehensive and collision coverages. Both of these coverages pay for the actual cash value of your vehicle at the time the loss occurred, less any deductible amount chosen.
There are many optional coverages you can add to enhance this coverage, including replacement cost, new car replacement, non-factory add-on equipment and others so be sure to review these options in detail with your agent.
Comprehensive coverage includes but is not limited to: damage caused by fire, theft, storm, vandalism & falling objects.
Collision coverage includes any impact with a moving or fixed object or rolling over.