This is a good question and one I have received more than a few times lately. To frame the question let’s first look at what an E&O policy covers. An E&O policy is a form of “professional” …
Charter Boat Business Insurance
Florida is the epicenter of watercraft-based businesses offering sun and fun to visitors and residents alike. We find even the most experienced operators have questions about all the various coverage …
What is Consent to Rate (CTR) for Florida Property Insurance?
There is a misconception that Insurance Agents can negotiate premium costs or even replacement costs when in actuality, rates are set forth in an agreement between insurance companies and Florida’s …
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Florida Flood Insurance and the new NFIP Risk Rating 2.0
Florida is a Flood Zone We are told every day that “my property isn’t in a flood zone” and it’s simply just not true. Every property is in a flood zone, it’s just that some are more preferred than …
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My insurance company demanded appraisal – now what?
We’re not talking about appraisals that value real estate, businesses, or collectibles by an authorized person. There is a different kind of appraisal, and you might not be aware that it even exists …
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Landlords and Golf Cart Insurance or Low Speed Vehicle Insurance – Not So Fast!
There is something about riding in a Golf Cart, also now known as a Low Speed Vehicle (LSV), that everyone loves; young or old, it doesn’t matter. Perhaps it is the openness and wind blowing in your …
