At Harris Insurance, we understand your investment property is more than just the value or replacement cost of your structures. It is an income stream and it requires additional attention and expertise to make sure you, as the owner, are protected if it is damaged or rendered uninhabitable.
In the midst of a loss, it is important to know who is responsible and why the loss occurred but the primary objective is to get the property restored and to get your rental income restored in the shortest possible time. This is usually addressed through your own insurance policy, assuming you have proper coverage.
There are two primary coverage lines to address: property & liability. These policies can be individual to each location or combined under a single policy. These areas are where our Florida licensed experts at Harris Insurance excel. We can evaluate your replacement cost, provide loss of rental income or loss of structure use and ensure you are properly protected from other potential losses.
We can also protect you from the cost of defense, settlements and lawsuits brought against you by tenants, their friends or family, handymen, utility or property inspectors or anyone who happens to be on your property and alleges injury or property damage.
There are many different exposures you face as a landlord, both with and without your permission. If you rent a home, condominium, apartment building, business property, storage facility or any other property, you owe it to yourself to check out the benefits of insuring your investment property with Harris Insurance. We go above & beyond the norm and we are happy to show you how we can protect you.
Landlords have many options to consider. Call our Florida licensed experts to initiate proper coverage today.