If you’re shopping for a new homeowners insurance policy in Florida—or facing a steep renewal increase—you’ve likely been asked by your insurance agent to provide a Four Point Inspection and/or a Wind …
Introducing Sypher Insurance Exchange: A Smarter, More Resilient Homeowners Option for Coastal Florida
At Harris Insurance Services, our commitment has always been simple: bring Florida homeowners the strongest, most reliable insurance options on the market. Navigating the Florida property insurance …
Florida Insurance’s Top Three Frequently Asked Questions in 2026
Here at Harris Insurance, we field these same three questions on a daily basis. "I’ve never had a claim. Why did my carrier drop me…. or jack up the bill?" Few things sting more than being a …
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I have a 2% deductible, what does that actually mean?
For Florida homeowners, understanding exactly how and when a wind-related deductible triggers can mean the difference between a minor out-of-pocket expense and a devastating financial hit. As the …
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September is Peak Hurricane Season and National Preparedness Month in Florida
As September arrives, Florida property owners face a dual reality. On one hand, September marks the historic peak of the Atlantic hurricane season. On the other hand, it is officially recognized …
Is Hurricane Insurance Required in Florida? What Homeowners Need to Know
No, hurricane insurance is not required by Florida law. However, if you have a mortgage, your lender may require homeowners insurance that covers wind damage. Depending on where you live and your …
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