For the first time in years, Florida Condominium Associations (COAs) and Homeowners Associations (HOAs) are seeing relief on the property side of their insurance renewals. Driven by the 2022–2023 …
Protecting Your Community: How an “If-Any” Workers’ Comp Policy Works in Florida
An "If-Any" workers' compensation policy is an essential, low-cost insurance safeguard that protects Florida community associations from devastating financial liability when uninsured contractors, …
Directors and Officers Coverage: Does My Association Need It?
Managing a Florida Condominium or Homeowners Association is a complex balancing act of community service and significant liability. As the leading expert for Florida HOA and COA insurance, Harris …
Continue Reading about Directors and Officers Coverage: Does My Association Need It? →
Florida COA vs. HOA: Key Differences in Property Ownership & How to Protect Yourself
Community Associations come in all sizes, and two forms of these Associations are similar in many ways. The Condominium Owners Association (COA) and the Homeowners Association (HOA) are comprised of …
What Coverages Does My Florida Homeowners Association Need?
Serving on a Homeowners Association (HOA) board in Florida is a rewarding way to give back to your community, but it also comes with significant responsibilities. Beyond managing landscaping and …
Continue Reading about What Coverages Does My Florida Homeowners Association Need? →
Safeguarding Our Shores and Structures: Why Florida’s Condo Milestone Inspections Are Crucial for Residents
The Sunshine State, with its stunning coastlines and vibrant communities, is a dream for many. From bustling urban centers to serene beachfront retreats, condominium living offers a unique blend of …
