Largely known as Frontline Insurance, First Protective is an excellent choice for Florida Homeowners Insurance. Frontline Insurance has 20+ years of protecting customers across the Southeast and Harris Insurance has proudly been a preferred partner with them as long as they’ve serviced the state of Florida. They protect homeowners and business owners in Alabama, Florida, Georgia, North Carolina, and South Carolina.
We are also available to assist:
In Florida specifically, Frontline Insurance offers:
Request your Quote for Property Insurance from Harris Insurance to find out if Frontline or one of our other companies is best to insure your Florida Property.
A very unique feature of Frontline Insurance is that they offer a Stepdown Deductible ™ Policy where you can earn 100% cash back on your hurricane deductible.
Starting on day one, your Frontline policy is automatically worth up to 5% cash back on a hurricane deductible if you have a covered hurricane claim. Your savings will continue to grow each consecutive year that passes without a claim on your underlying policy. After five consecutive claim-free* years, the Frontline Stepdown Deductible ® will be worth up to 100% cash back* on your hurricane deductible if you have a covered hurricane claim.
*The filing of a hurricane claim will not cause your Frontline Stepdown Deductible® Policy amount to reset.
IMPORTANT: The description of the Frontline Stepdown Deductible® Policy contained herein is general in nature. Coverage under any homeowners or dwelling policy or under any Frontline Stepdown Deductible® Policy will be controlled by the terms and conditions of that policy. The Frontline Stepdown Deductible® Policy is a separate policy from a Frontline Insurance homeowners or dwelling policy. The Frontline Stepdown Deductible® Policy has a separate premium and is issued by an affiliate of the company issuing the homeowners or dwelling policy. To be eligible for the Frontline Stepdown Deductible® payment, you must report your hurricane claim within 6 months of the storm and your hurricane loss must meet or exceed your hurricane deductible.
Another unique feature that Frontline Insurance offers is called Home Solutions. This program helps policyholders identify household items needing repair. Working with local vendors and consultants, Frontline helps you get repairs done on your home to hopefully prevent potential claims.
On August 4, 2022, Frontline announced that their Demotech Rating “A” Exceptional was affirmed.