While still plenty humid, this time of year in Florida is relatively dry. Mid-May through mid-October are usually the wettest months. That means that this could be the perfect time to start preparing your home for the next rainy season. So what should you be doing to keep the water out of your Florida home?
Flood conditions aren’t uncommon throughout Florida. Even in areas where that’s less of an issue, storms can still bring down torrents of water that can find their way through your windows and doors without the proper weather stripping. (wind-driven rain). Take a look at your window sills on a regular basis. If it’s not in good condition or if you notice that it’s letting water into your home, get it replaced before you have a larger issue.
A High-Quality Roof
Flood waters aside, your roof is your home’s first line of defence when it comes to keeping water out. Because of that, it’s important to make sure your roof is high quality and in good condition. Have it inspected every five years or so, or more frequently if you think there’s a need. If your roof needs to be replaced, think carefully about the material you choose for your new roof, since that can have a huge impact on how effectively it keeps water out. For example, metal roofing can easily keep out water and survive in high winds. Basic shingle roofs, by comparison, don’t tend to hold up well against conditions in Florida and may be more prone to developing leaks. A major option to consider when re-roofing is Secondary Water Resistance (sometimes called ‘peel and stick’) which translates into a significant discount on your annual premium.
Being able to divert water away from your home is crucial no matter where you live, but especially when you live in a place as wet as Florida. The gutters of a home have a key role to play in that process. They collect the water that runs off the roof and funnel it away from the foundation of the home. That only works, however, if they are kept clean and in good condition. Clean your gutters at least twice a year and inspect them while you’re at it. Replacing or repairing your gutters when they become damaged may be a pain, but it’s easier than dealing with the extensive water damage you could otherwise be facing.
Keeping the water out of your home is an important part of keeping it in good condition all year long. Making sure the weather stripping on your doors and windows is in good shape, having a high-quality roof, and ensuring that your gutters are in good repair are just a few of the things you can do to keep the water out of your home. It’s not always easy to keep water out of your home in a place as wet as Florida can be. Your diligence will pay off, however, when your home is in better condition in the long run because of your efforts. Remember, these tips are to help you combat water threats from rain and potential storms. Flood is a different threat entirely and is not typically covered under a standard homeowners insurance policy.
Check out this article on how to keep your roof from breaking down too soon!
Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.