Harris Insurance has been protecting homes all along the gulf coast since 1965. For over 50 years we weathered the storms and we know how to protect you against the perils of living in paradise. As the premier source and largest broker of Home Insurance in the Florida Panhandle, no one can beat our rates or experience. We are the home insurance experts.
Home insurance in Florida has changed a lot over the years, vital coverages are now optional, have been limited, or are eliminated altogether depending upon the company. Because of these changes it is crucial to do business with experienced agents and a company you can trust.
As an independent broker actively working with more than 150 different insurance companies, Harris Insurance knows all the nuances of the available markets and who to choose depending on location and the coverage’s you need. Contact us for a free evaluation and proposal today, you will be happy with your choice to do business with us, we guarantee it.
*Please note that flood protection is not included in your homeowner policy.
As the trusted choice for Florida’s Homeowner protection, we offer:
Personal Property Coverages may include:
Primary structure coverage
Personal property & contents
Options & potential discounts
Flood and water backup
Ordinance & Law
Jewelry, watches, art & gun collection coverage
Screened enclosure coverage
Wind Deductible buyback
Home equipment & appliance breakdown protection
Transfer your policy to Harris Insurance discount
Paid in full discount
Wind mitigation inspection credits
Roof geometry credit
Update credits for electric, heat/ac system, plumbing, roof
Wind shutter credits
Fire/Burglar alarm credits
Gated community credit
Guarded community credit
Insurance score credit
Companion/additional policy credit
Paid in full discount
Harris Insurance is a licensed insurance brokerage firm authorized to serve throughout the State of Florida. We are a full-service insurance provider since 1965. We represent more than 150 insurance companies in order to bring the most reputable, "A" rated, insurance companies under one roof to provide comprehensive solutions for your insurance needs.
We can provide all kind of insurance policies including Homeowners Insurance from a variety of companies with multiple rates. Our agents work hard to bring you the most competitive & comparative rates in the industry. We will work with you one-on-one to ensure your complete satisfaction.