Purchasing an Umbrella Policy could be one of the wisest decisions you’ll ever make. If you are involved in an accident of any sort or if someone gets injured on your property, you could be sued for damages far exceeding the limits available on your primary home, auto or business insurance policies.
An Umbrella Policy steps in and provides excess liability protection over and above your primary policy limits. These increased limits may include additional costs for defense, present & future earnings, rehabilitation, re-training and even provide benefits to the policyholder if injured by an uninsured or underinsured motorist.
At Harris Insurance, we have the expertise to structure and monitor an umbrella policy for your needs and to ensure you are properly protected, at a very reasonable cost. Be sure to ask one of our Florida licensed experts for an evaluation of your current coverage and a free quote to add an umbrella policy.
Checkout our free downloads and video explanation below. They are a few real-life examples on how an umbrella policy stepped in and saved these policyholders from financial ruin: